How to get ChatGPT Plus when your card doesn't work
Not every card works with OpenAI. You can order ChatGPT Plus from us instead: we pay OpenAI for the plan on your own account, and you pay us the way that suits you.
Updated October 7, 2026
In short
- ChatGPT Plus is activated on your own OpenAI account and billed monthly.
- If OpenAI declines your card, a reseller can pay for you.
- At koto: enter your ChatGPT account email, pay, and the plan is activated in 5–15 minutes.
- The account stays yours: chats, projects and custom GPTs are all kept.
How to buy on koto
- 1Open the ChatGPT Plus page and click Buy.
- 2Enter the email your ChatGPT account is registered with, plus an email for the receipt.
- 3Pay for the order.
- 4The plan is activated on your account in 5–15 minutes; the order status comes by email.
What ChatGPT Plus includes
According to OpenAI, Plus includes:
- GPT-6 reasoning models;
- higher Codex limits;
- projects and scheduled tasks;
- custom GPTs.
Plus or Pro
If you use ChatGPT all day, look at Pro. It comes in three tiers: Pro 100, Pro 200 and Pro 500. Pro includes GPT-6 Astra reasoning, the always-on Dot agent and unlimited image generation. Ultrafast mode is only in Pro 500.
What we need from you
Only the email of your ChatGPT account. We never ask for your password. If anything else is needed, a manager will email you.